Privacy Policy
Last updated: May 6, 2025
1. Introduction
PayJam (“we,” “us,” or “our”) operates payj.am (the “Service”). This Privacy Policy explains how we collect, use, and share your personal information when you access or use our Service.
2. Information We Collect
- Contact Data: Name, email address, company name when you sign up or contact support.
- Usage Data: Pages visited, button clicks, timestamps, IP addresses, browser type.
- Cookies & Tracking: We use cookies, local storage, and similar technologies for analytics, performance, and security.
3. How We Use Your Data
- Provide and maintain the Service.
- Analyze trends and usage to improve features.
- Communicate updates, security alerts, and marketing messages (opt-out anytime).
- Prevent fraud, abuse, and unauthorized access.
4. Data Sharing & Disclosure
We value your privacy. We will not sell your personal data. We may share data with:
- Service Providers: Hosting, analytics, email delivery, and customer support tools.
- Legal Requests: If required by law or to protect our rights and users.
- Business Transfers: In the event of an acquisition, merger, or sale of assets.
5. Security
We implement industry-standard safeguards (TLS encryption, intrusion detection, least-privilege access) to protect your data. However, no system is 100% secure—use at your own risk.
6. Your Choices
- Access & Correction: Email [email protected] to review or correct your data.
- Cookies: You can disable cookies via your browser settings (some features may break).
- Opt-Out: Unsubscribe from marketing emails via the link in any message.
7. Children’s Privacy
Our Service is not directed at children under 16. We do not knowingly collect data from minors.
8. Changes to This Policy
We may update this policy periodically. We’ll post the new version here with a revised “Last updated” date.
Terms of Service
Effective date: May 6, 2025
1. Acceptance of Terms
By accessing or using PayJam’s services (“Service”), you agree to these Terms. If you do not agree, do not use the Service.
2. Account Registration
Some features require you to provide accurate contact information. You are responsible for maintaining confidentiality of your credentials and all activity under your account.
3. Service Use
- Permitted: Integrating our API, configuring workflows, accessing logs and reports.
- Prohibited: Reverse-engineering, unauthorized resale of our software, usage for illegal activities.
4. Intellectual Property
All PayJam trademarks, logos, content, and software are our property. You may not use our marks without prior written permission.
5. Fees & Payment
Use of certain features may incur fees. We will notify you in advance and charge via your chosen payment method. All fees are non-refundable except as required by law.
6. Disclaimers & Warranties
The Service is provided “as is” and “as available.” We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
7. Limitation of Liability
In no event shall PayJam be liable for indirect, incidental, special, or consequential damages. Our total liability is capped at the amount you paid us in the last six months.
8. Governing Law
These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict of law rules.
9. Changes to Terms
We may modify these Terms at any time. Continued use of the Service after notice constitutes acceptance of the new Terms.
10. Contact Us
If you have questions, email us at [email protected].